VISA Business
credit card for legal entities

• Do not share your card with anyone else.
• Memorise your PIN and do not disclose it to anyone. Destroy the sheet on which it was printed.
• Do not write your PIN on a piece of paper kept in your wallet.
• Be cautious when entering your PIN! Always do this out of sight of prying eyes by covering the keyboard with your hand.
• Change your PIN periodically at any Postbank ATM.
• Take a close look at the exterior of ATMs before use.
• When paying, keep your card in sight at all times.
• Ask for and keep your transaction receipts.
• When shopping online, make sure the retailer’s website is secure: this is indicated by a padlock at the start of the address bar, or the address begins with «https».
• If you receive emails purporting to be from various organisations, asking you to fill in attached application forms with your personal and financial details and information about your bank cards, such as card numbers and expiry dates, we advise you not to click on the link in the message, not to enter any details and not to reply to the emails. It is standard practice for companies and payment systems offering services via the Internet not to require their registered customers to update their account details or other confidential information by replying to emails or filling in online forms.
• If you receive emails containing content that meets the criteria described above, please forward them to Postbank at the following email address antiphishing@postbank.bg.

Subscribe to the ‘SMS/Viber message’ service, which allows you to receive information about completed transactions in real time on a mobile phone number of your choice.

If your card is lost or stolen, or if you become aware of any unauthorised transactions made with your card, please notify Postbank’s Customer Service Centre immediately on 0700 18 555 or via the short code *7224, which is available 24 hours a day. 

Please be careful and do not click on links in suspicious emails that appear to have been sent by Postbank and ask you to enter your details in order to receive or retain access to your funds at the bank! Do not reply to such messages and do not enter usernames, passwords, bank card details, account numbers, activation codes, verification codes, m-Token update codes or any other confidential information anywhere.

You can find more information and further advice on your security and how to spot phishing messages on our specially created web page.

• As a Visa Business credit cardholder with Post Bank, you can enjoy free access to LoungeKey lounges at five major airports. Information on all salons is available at https://www.visabg.com/upravlyavajte-vashiya-biznes/commercial-offers/offers-airport-privileges.html.
• For all other LoungeKey lounges around the world, you can enjoy access for EUR 30 per visit. Find out more тук.
• Each time you visit an airport lounge, you must identify yourself as a user of the Service by presenting your Visa Business credit card to staff, along with proof of identity and your boarding pass, if these are requested for verification. Upon entering the lounge, please explicitly inform the staff member that you wish to use the LoungeKey program.
• The right to use the service may not be transferred or assigned.
• You can find a list of available LoungeKey airport lounges once you have registered тук.
• The service is provided in accordance with the program’s General Terms and Conditions, which you can read тук.

The length of the interest-free period for a specific purchase depends on the date of purchase and the repayment deadline for the balance shown on the most recent monthly card statement issued by the bank. The bank does not charge interest on purchases made with the card if the full balance is repaid within this period. The interest-free period does not apply to interest charged on cash withdrawals.

All fees and charges relating to the issue and use of Mastercard Business credit cards can be found in the current fee schedule for business customers.

Covers medical and other expenses abroad with a limit of up to €15,000. You can find full details of the insurance policy here.